More ways to pay, with Hearth
Your home project.More ways to pay.
Explore financing through Hearth, including 0% introductory APR credit card options for qualified applicants.
Subject to credit approval and lender terms. Rates, fees, credit limits, and promotional periods vary by offer.
From estimate to payment
Keep your project and payment plan connected.
Define your project.
Start in Completa, describe the work, and review your estimate. Save the project so its details stay together.
Explore your options.
For an eligible project, open Hearth from your project in Completa. Review the available offers and complete the lender’s application if you choose to proceed.
Return to your project.
Arrange funds before your payment is due, then return to Completa to pay and manage the work. Your project’s payment deadlines still apply.
Already have a project? Open it in Completa and choose Explore financing with Hearth when available.
Before you choose financing.
Is every project financed at 0%?
No. The 0% offer refers to introductory APR credit card options for qualified applicants. Other financing offers can carry interest and fees. Review your lender’s terms, including the APR after any promotional period.
Where do I apply?
Open your saved project in Completa and choose Explore financing with Hearth when available. Hearth opens in your browser, where you review options and follow the lender’s application process.
Is financing available for every Completa project?
Availability depends on your project and the financing coverage offered through Completa. The option appears for eligible marketplace projects. Contractor-invited Connect projects and insurance-assisted projects do not use this financing path.
Who approves the financing and receives repayments?
The lender determines eligibility, approval, and the offer terms. Your financing repayments follow the lender’s agreement. You return to Completa to make the payments due for your home project.
Does applying reserve a contractor or delay my payment?
No. Exploring financing does not reserve a contractor, guarantee an approval, or change your project’s payment deadlines. Arrange any financing in time for the payments shown in your project.
Review Hearth’s financing information
Start with the project you have in mind.
Describe the work in Completa. Review the estimate, then explore financing if it is available for your project.